Debit Card
Shop and withdraw cash safely from millions of merchants and ATMs worldwide via the global Mastercard network.

What Sets the Debit Card Apart
Global Mastercard Acceptance
Accepted at millions of merchants and websites worldwide via the international Mastercard network.
ATM Cash Withdrawal
Secure cash withdrawal from any ATM supported by the Mastercard network worldwide.
Advanced Protection Per Transaction
OTP technology and instant SMS alerts ensure full security on every purchase.
Card Management via App
Activate or freeze the card, change limits, and track transactions in real time.
Contactless Tap-to-Pay
Pay with a quick tap via NFC technology at supported merchants without PIN entry.
Interest-Free — Sharia-Compliant
The amount is immediately deducted from your account balance with no interest, as per Islamic Sharia.
Your Daily Companion Everywhere
Bin Dowal's Debit Card is the ideal tool to manage your daily spending safely and smartly via the global Mastercard network.
- Accepted in over 150 countries worldwide
- No issuance fee — free card with account
- Instant SMS for every transaction
- Local and international cash withdrawal
- Daily spending limit setting option
- Compatible with Apple Pay and Google Pay
Daily Shopping
Use it at supermarkets, restaurants, and fuel stations with complete security.
Online Shopping
Shop from local and international online stores with confidence and OTP protection.
ATM Usage
Cash withdrawal whenever you need it from any ATM anywhere.
Travel & Mobility
Your ideal travel companion with global acceptance.
Card Eligibility & Documents
Valid national ID
Active current account at Bin Dowal
Card issuance request via app or branch
Registered mobile number
How to Get Your Card?
Apply
Request the card via the mobile app or at any bank branch.
Verify & Approve
Your details are verified, the request approved, and the card prepared for printing.
Receive Card
The card is delivered to the branch or sent to your address per your preference.
Activate & Use
Activate your card immediately via the app and start shopping and withdrawing.
Common Questions About the Debit Card
Request Your Debit Card Today
Your card is ready in simple steps — contact the bank or submit your request now.